vsFinmap vs Float Cash Flow: Cash Flow Forecasting Compared
This page is about Float Cash Flow at floatapp.com — a cash-flow forecasting tool with live sync to Xero, QuickBooks and FreeAgent and built-in scenario planning. It's worth flagging up front because there's another, unrelated piece of software that also goes by "Float," built for team resource scheduling rather than cash flow — if that's what you were looking for, this comparison isn't about that product.
Float Cash Flow is a well-established name particularly among accountants and bookkeepers, in part through its presence on the Xero App Store, and is used by a large number of finance teams. Finmap covers similar core ground — forward cash visibility from connected accounts — built for SMBs directly rather than primarily through an accountant's toolkit.
Finmap connects to your bank accounts and other business tools, aggregating that transaction data into Cash Flow, P&L and Payment Calendar reports — it doesn't hold your funds, which stay in your own accounts the entire time. Pricing runs from $25/mo (Lite, up to 600 transactions/month and 2 bank integrations) to $85/mo (Advanced, 5,000 transactions and 100 bank integrations), with a custom tier above that. Finmap is used by 18,000+ business clients today.
Both tools solve the same underlying problem — knowing your cash position ahead of time instead of after the fact. Which one fits depends more on whether you're coming to it through an accountant's workflow or managing it directly as a business owner.
Finmap at a glance — and what to check on Float Cash Flow
| Finmap | Float Cash Flow | |
|---|---|---|
| Pricing | $25–$85/mo, plus a custom plan | Check their current plans |
| Transactions per month | 600 / 1,500 / 5,000 by plan | Check the volume limits |
| Bank integrations | 2 / 15 / 100 by plan | Check coverage for your banks |
| Free trial | 7 days, no card | Check today's trial terms |
| Your money | Stays in your accounts — Finmap only reads transactions | Check whether funds are held |
| Reports | Cash Flow, P&L, payment calendar, profit by project | Check which reports are included |
Questions people ask
Is Finmap an alternative to Float Cash Flow?
For the cash-flow part, yes. Finmap connects your bank accounts and business tools and turns those transactions into Cash Flow, P&L and a forward payment calendar. Where Float Cash Flow covers something Finmap does not, the two are often used side by side.
How much does Finmap cost?
Three plans: $25/mo (Lite, up to 600 transactions and 2 bank integrations), $45/mo (Pro, 1,500 and 15), $85/mo (Advanced, 5,000 and 100), plus a custom tier. The first 7 days are free and no card is required.
Does Finmap hold my money?
No. Finmap reads transaction data from the accounts you connect; your funds stay in your own bank the entire time.
How long does setup take?
Connect your accounts and the first reports appear the same day — there is no implementation project. 18,000+ businesses in 54 countries use Finmap.
See your own cash position in Finmap
Connect your accounts and get Cash Flow, P&L and a Payment Calendar from real data — your funds never leave your bank.
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