Finmap vs Fathom (FathomHQ): Cash Flow Forecasting Compared

A quick note before anything else: this page is about FathomHQ (fathomhq.com), the financial reporting and cash-flow-forecasting tool for accountants, SMBs and franchises — not the unrelated AI meeting-notetaker that also goes by "Fathom." If you landed here looking for the meeting-notes tool, this isn't it.

18,000+business clients

$25–$85/moplans, plus a custom tier

Your accountsfunds never leave them

FathomHQ is built around financial reporting and analysis, with QuickBooks, Xero and MYOB integrations and forecasts running out to three years — it's widely used by accounting firms serving multiple clients as well as directly by SMBs and franchise groups. Finmap covers narrower ground by design: cash flow and P&L reporting plus a forward-looking Payment Calendar, aimed at a single business (or a small set of them) rather than a multi-client accounting practice.

If you're an accountant managing reporting across a portfolio of client businesses, a tool built around that workflow is doing a different job than a single-business cash flow tracker. If you're an SMB owner who mainly wants to know what your bank balance looks like in 30, 60 or 90 days, that's exactly the problem Finmap is built to solve.

Finmap connects to your bank accounts and business tools and aggregates that transaction data — it never holds your funds, which stay in your own accounts. Pricing runs from $25/mo (Lite) to $85/mo (Advanced), with bank-integration limits from 2 up to 100 depending on plan, plus a custom “Special offer” tier for larger setups. Finmap is used by 18,000+ business clients today.

See your own cash position in Finmap

Connect your accounts and get Cash Flow, P&L and a Payment Calendar from real data — your funds never leave your bank.

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